Medical loans are used to spread the cost of private medical treatment.Because most healthcare in the UK is provided (and paid for) by the NHS,…
Koyo Loans6th July 2021
Taking out a loan for the first time can be daunting. And unfortunately, the way credit scoring tends to work means that the odds are…
Koyo Loans22nd June 2021
Weddings are expensive. They’re also not something people like to skimp on: it’s your big day, something you’ll hopefully do only once, and a unique…
Koyo Loans8th June 2021
Using finance can be a great way to spread the up-front cost of buying a used or new car into more manageable chunks. Unfortunately, the best…
Koyo Loans1st June 2021
People who move to the UK face a challenge when it comes to accessing credit: when you apply for a loan in the UK, most…
Koyo Loans25th May 2021
Personal loans and credit cards are some of the most common ways to borrow money in the UK. They’re both very versatile, but each one…
Koyo Loans18th May 2021
A personal loan is one of the simplest lending products out there: you borrow money, usually to make a purchase, and pay it back with…
Koyo Loans11th May 2021
Buying new furniture can be expensive. Of course, this isn’t helped by the fact that it often coincides with moving into a new home, meaning…
Koyo Loans27th April 2021
Back in the day, loans were a real hassle. You’d have to apply in person, go through stacks of paperwork and maybe even have to…
Koyo Loans20th April 2021
For many lenders, your credit history - simply put, your track record of repaying your debts - is one of the most important factors to…
Koyo Loans13th April 2021
For many of us, the kitchen is the most important room in the house. It’s the focal point of a home and, ideally, somewhere you’ll…
Koyo Loans6th April 2021
A new roof is a big job, and one which you’re unlikely to be able to take on yourself. Because replacing an old roof is expensive,…
Koyo Loans23rd March 2021
Home improvements can be expensive, even if you take the DIY option. For many of us though, they’re worth it. Not only can home improvements boost…
Koyo Loans16th March 2021
When applying for a personal loan, you’ll usually be asked what the purpose of the loan is - often you’ll be choosing from a drop-down…
Koyo Loans2nd March 2021
Getting rejected for something never feels good but if you’ve been rejected for a personal loan, you needn’t worry: it’ll happen to most of us…
Koyo Loans23rd February 2021
A home improvement loan does pretty much what it says on the tin: it’s a loan you use to make improvements to the house or…
Koyo Loans9th February 2021
When you apply for a loan, many lenders will base their decision on information they get from credit bureaus such as Experian and Equifax. This…
Koyo Loans26th January 2021
When you lend someone money, there’s always a risk that the borrower might not repay in full. As a result, lenders complete lots of checks to…
Koyo Loans19th January 2021
Done correctly, a debt consolidation loan is a cost-effective tool you can use to help you pay off your debts faster and more cheaply.Koyo uses…
Koyo Loans5th January 2021
A personal loan is one of the simplest ways to borrow money. It’s also a relatively cheap form of credit, and the best personal loan…
Koyo Loans22nd December 2020
If you’re considering how to consolidate credit card debt, you may be wondering if your credit score might take a hit in the process.The brief…
Koyo Loans15th December 2020
There’s lots of information out there which focuses on how to get a loan if you have a poor credit score. That’s very helpful for lots…
Koyo Loans8th December 2020
A personal loan is one of the simplest ways to borrow money.You borrow a specified amount from a lender, and pay it back bit by…
Koyo Loans1st December 2020
If you owe money to multiple lenders or credit card providers, debt consolidation is a way of paying off all those loans together and turning…
Koyo Loans24th November 2020
What is an Open Banking lender? Open Banking is a safe, secure way for you to allow trusted providers to access your financial data. To…
Koyo Loans10th November 2020
Is a debt consolidation loan right for me?If you have multiple forms of debt - such as personal loans, credit cards and store cards -…
Koyo Loans4th November 2020
Loans can seem confusing. That’s partly because there are so many options out there, and isn’t helped by the jargon that many loan providers use.In…
Koyo Loans28th October 2020
Open Banking isn’t particularly complicated, but there’s a lot of abbreviated jargon involved - if you Google it, expect to wade through pages of information…
Koyo Loans20th October 2020
Paying off multiple debts can be difficult. It’s stressful to deal with different providers, and with lots of different bills to pay, it can feel…
Koyo Loans6th October 2020
Borrowing money can be a complicated process. That makes it tough for people with good credit history, but is even more of a challenge for…
Koyo Loans29th September 2020
We started Koyo to make finance fairer. Right from the start, we had a specific problem in mind: most other lenders rely on a small…
Koyo Loans28th August 2020
Since it first hit the UK at the start of 2020, coronavirus - or COVID-19 - has had a huge impact on the economy. It…
Koyo Loans18th August 2020
For most people, a personal loan will be one of the cheapest ways to borrow money. That’s not all there is to it though: lenders weigh…
Koyo Loans10th August 2020
Thinking of taking a loan from Koyo? Whilst APRs can be confusing, it’s important to understand what they mean, and how they impact the cost…
Koyo Loans6th December 2019
I'm Jennifer (Risk Manager @ Koyo) and I attended the Open Banking Expo for the second time, this time with hands-on experience. There’s now evidence…
Jennifer Drake6th December 2019
Overview In the previous blog post, we introduced the tech culture at Koyo and outlined our two central, core values. In this blog post, we…
Guy Evans20th November 2019
Overview This is the first blog post about technology at Koyo. It is purposefully about culture. If the culture is right then everything else follows…
Guy Evans20th November 2019
At Koyo, we place significant focus on mission, vision and values – and hire accordingly. In our #KoyoLife series, we explore what it’s really like to work…
Peter Kent18th November 2019
Koyo raises $4.9m to launch online lending platform utilising Open Banking that will offer competitively priced loans to those new to credit, or new to…
Peter Kent1st November 2019
We started Koyo to help create a world with greater mobility by providing everyone with their fundamental right to credit. This vision requires a laser…
Peter Kent30th October 2019
At Koyo, we place significant focus on mission, vision and values – and hire accordingly. In our #KoyoLife series, we explore what it’s really like to work…
Peter Kent17th October 2019
People might need to borrow money through a personal loan for many different reasons. It might be an emergency loan for a boiler breakdown, a new computer…
Peter Kent17th October 2019
With Christmas shopping mania just around the corner, online fraud tends to peak due to the increased amount of online purchases with Black Friday, Christmas and…
Peter Kent17th October 2019
If you’ve just moved to the UK, welcome! We know moving to a new country can be a daunting experience, so we’ve compiled a checklist of things…
Peter Kent17th October 2019
At Koyo, we pride ourselves on being open and transparent, especially when it comes to personal loans. In this article, we explore the most common…
Peter Kent17th October 2019